Vatican City Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
Free Reciprocal
Avg. ER Visit
Varies ($150-$400 ER visit)
Recommended Coverage
$100,000
Evacuation Risk
Low
Healthcare in Vatican City
What to expect if you need medical care
Healthcare in Vatican City varies in quality. Major cities typically have decent medical facilities, though they may not match what you are used to at home. Rural areas have more limited access. Hospital stays, prescriptions, and emergency treatment can be expensive for foreign visitors without insurance. Some facilities require upfront payment before providing treatment. It is worth noting the nearest hospital or clinic to your accommodation when you arrive.
Reciprocal Healthcare Available
Citizens of AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IS, IE, IT, LV, LI, LT, LU, MT, NL, NO, PL, PT, RO, SK, SI, SE, CH, GB may have partial coverage through reciprocal agreements.
EU/EEA citizens may use their EHIC or GHIC card for necessary treatment at public facilities, but this does not cover repatriation or private care. Non-EU visitors pay out of pocket
What Your Policy Should Cover
Country-specific considerations for Vatican City
Your Vatican City policy should cover any adventure activities you plan. Skiing and snowboarding in mountain resorts typically require a winter sports add-on. Hiking in alpine or coastal areas should be covered, but confirm search and rescue is included. Water sports like sailing, diving, and surfing may need specific coverage. Cycling and e-bike rentals are popular but accidents happen, so confirm these activities are covered. Motorbike and scooter rentals are common but often excluded from standard policies.
Heat Exhaustion/heat Stroke
Moderate Risk
Peak: summer
Sunburn And Uv Exposure
Moderate Risk
Peak: year-round
Jellyfish Stings
Low Risk
Peak: summer
Activity-Specific Coverage
Skiing And Mountain Sports: Verify winter sports add-on covers your planned mountain activities
Water Sports: Confirm coverage for jet skiing, parasailing, and diving activities
Running Of The Bulls: Often excluded from standard policies as extreme sport
How Much Coverage Do You Need?
Our recommendation based on Vatican City's healthcare costs
The recommended $100,000 coverage provides solid protection across European healthcare systems. While costs are generally lower than North America, a hospital stay still runs $500 to $1,500 per day, and medical repatriation to your home country can cost $15,000 or more. Even with an EHIC card, private care and repatriation are not covered.
Minimum
$50,000
Basic emergencies only
Recommended
$100,000
Full protection
Making a Claim in Vatican City
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, proof of travel, police report if applicable for theft/accidents
- Keep all medical reports and receipts (recibos) from Spanish healthcare providers, as these are essential for claims processing—documentation requirements are straightforward in Vatican City
- If you experience theft or accidents requiring police involvement, obtain a 'denuncia' (police report) immediately, as insurers commonly request this documentation
- Save proof of your travel dates, including boarding passes and accommodation confirmations, to support your claim timeline
- Keep all receipts and medical records. If you used an EHIC/GHIC card, document any out-of-pocket expenses not covered by reciprocal healthcare
- Claims processing in Vatican City is generally easy, but submit documentation promptly while details are fresh and all receipts are organized
Get Covered for Vatican City
Heading to Vatican City? Make sure you're covered for the unexpected.
Get a Quote from World NomadsCoverage for 200+ countries • 24/7 emergency assistance • We may earn a commission at no extra cost to you.